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  • Home
  • Broker vs Banker
    • Brokers are Better... More Loan Options
    • Brokers are Better... Lowest Mortgage Rates
    • Brokers are Better... Faster Loan Closing Times
  • Credit
    • Understanding your Credit Score
    • Should I Add or Close Credit Lines?
    • Should You Pay Off Old Delinquent Bills?
    • Getting a Credit Card without a Credit Pull
    • Get your free Annual Credit Report now
    • Credit Karma
    • Credit Sesame
  • Neighborhood
    • What could my home be worth in the future?
    • What is "The Cost of Living" in my area?
    • What is "Concentration of Renters" in my area?
    • What is "Work Commute Time" in my area?
    • What are the "Local Taxes" in my area?
    • What Colorado schools are in your area?
    • What are the Colorado demographics in your area?
    • What are the "Recent Home Sales" in my area?
    • What are the recent home sales trends in your area?
  • Loan Types
    • Nationwide High Balance Loans (Video) 10% Down
    • Conforming Home Loans (Video) 3% Down
      • Freddie Mac "Home One" 3% Down
        • Freddie Mac "Home One" Fact Sheet
        • Freddie Mac "Home One" vs "Home Possible
        • Freddie Mac "Credit Smart" Classes
        • Freddie Mac "Credit Smart" Fact Sheet
      • Freddie Mac "Home Possible" Areas
      • Fannie Mae "Home Ready" Areas
      • Fannie Mae "Home Ready" Home Buyer Education
      • Fannie Mae "Home Ready" Home Buyer Education Discount
    • FHA Home Loans (Video) 3.5% Down
      • What is a FHA Home Loan?
      • 2018 FHA "National" Loan Limits in Colorado
      • 2018 FHA "High-Cost" Loan Limits in Colorado
      • 2018 FHA Loan Limits (HUD Website)
      • FHA Loan MIP Chart
      • FHA Loan Details
        • $659,223 Purchase Price
        • $657,824 Purchase Price
        • $548,187 Purchase Price
        • $511,244 Purchase Price
        • $443,316 Purchase Price
        • $440,933 Purchase Price
        • $399,223 Purchase Price
        • $390,155 Purchase Price
        • $370,622 Purchase Price
        • $345,596 Purchase Price
        • $333,679 Purchase Price
    • USDA Home Loans (Video) Zero Down
      • USDA Home Loan (Requirements)
      • 2018 Colorado USDA Loan Areas
    • VA Home Loans (Video) Zero Down
      • More About VA Home Loans
      • Colorado's VA Loan Approved Condos
      • VA Home Loan (Requirements)
      • VA Certificate of Eligibility for Home Loan
    • Portfolio Home Loans (aka Non QM Loans)
    • Side-by-Side Loan Comparison Tool
  • Loan Limits
    • Colorado
      • 2018 Conforming "Nationwide High Balance" Home Loans
      • 2018 Conforming "High Balance" Home Loan Limits in Colorado
        • Fannie Mae | High-Cost Area Loans
        • Freddie Mac | Super Conforming Loans
      • 2018 Conforming "National" Home Loan Limits in Colorado
      • 2018 FHA "High-Cost" Loan Limits in Colorado
      • 2018 FHA "National" Loan Limits in Colorado
      • 2018 USDA "Colorado" Loan Limits
      • 2018 VA "Colorado" Loan Limits
  • Loan Questions
    • Down Payment Questions
      • Is it better to save up for a down payment or pay PMI?
      • Is is better to put less money down & invest that money instead?
      • What kind of down payments will the bank accept?
    • Interest Rate Questions
      • What are the basic parts of a home loan payment?
      • If interest rates go up, how much home can I afford?
      • Which is better? Fixed Rate vs. Adjustable Rate Home Loans?
      • What is the difference between Interest Rate vs. APR?
      • What factors affect my interest rate?
      • What are my Rate Lock Options?
      • How long will my rate lock last?
    • Purchase Loan Questions
      • Should You Keep Renting or Is It Time to Buy?
      • Are you ready to own a home?
      • How much does appreciation & rates affect my ability to buy a home?
      • What should I do before making an offer on a home?
      • Should you play "The Waiting Game" when negotiating with sellers?
      • What charges will the Buyer and Seller Pay at closing?
      • The cost of waiting to buy a home
    • Refinance Loan Questions
      • When does it make sense to refinance my loan?
      • How much can I save if I refinance my loan?
      • 5 Things to do with Refinance Money
    • Loan Calculator
    • What is Mortgage Insurance? (BPMI vs LPMI)
  • TRID
  • Test your Knowledge
    • The Road to Loan Approval
    • Game 1 - Credit
    • Game 2 - Planning Ahead
    • Game 3 - Down Payments
    • Game 4 - Qualifying Ratios
    • Game 5 - Interest Rates
    • Game 6 - What to Avoid
    • Game 7 - Lock or Float
    • Game 8 - ARM Loans
    • Game 9 - Refinance
    • Knowledge Test - Loan Qualification
    • Knowledge Test - Bank Statements & Deposits
    • Knowledge Test - Loan Choices
    • Knowledge Test - Loan Closing
    • Knowledge Test - Mortgage Lingo
    • Knowledge Test - What to Expect
    • KNOWLEDGE TEST - Pre-Approval vs Pre-Qualified
  • Loan News
    • Markets in a Minute

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