970-447-4275
740 Credit Score 97 Percent Purchase Loan

Ask about our 12 month Temporary 1% Rate Buydown
(Example: 30 year fixed rate of 6% & first 12 months at 5%)

What is a Limited Cash-Out Refinance?

What is a Limited Cash-Out Refinance?

Nov 11, 2026

Learn how a limited cash-out refinance works, including cash limits, eligibility, costs, and when it may fit mortgage goals.

How to Afford a Home on a Single Income: Your Complete Roadmap

How to Afford a Home on a Single Income: Your Complete Roadmap

Nov 09, 2026

Prepare to buy a home on one income with practical guidance on budgeting, credit, loan options, savings, and home choices.

Should You Use a Family Member as Your Real Estate Agent?

Should You Use a Family Member as Your Real Estate Agent?

Nov 06, 2026

Learn the pros and cons of hiring family as your real estate agent, and ways to protect your transaction and relationship.

About Us

We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

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Loan Programs

Here at Incredible Lender, we have the right loan program for you. Whether you are looking for Purchase, Refinance, or Specialized Loans, we can do it!

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Mortgage Calculators

Browse our selection of calculators and tools. You will find what you need to get started, and then contact us today for a free, personalized consultation.

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What Our Customers Say About Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

Rating
5.0
8 reviews
Clint
Excellent Mortgage Broker. With competitive rates and timely response to meet my borrowing needs. My mortgage situation was particularly tough one. ...
Excellent Mortgage Broker. With competitive rates and timely response to meet my borrowing needs. My mortgage situation was particularly tough one. Don helped me, when I know from my experience refinancing and buying properties other brokers would not have took the time, had the knowledge, expertise and years of experience to complete my mortgage refi, which was a unique situation at best. Thanks Don and Apex Mortgage Brokers!!! The Incredible Lender for your needs!
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Clint

1 month ago

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Bill Norris
By far the smoothest and fastest closing I have ever experienced. Don and whole team was responsive to every question and attention to detail was exce ...
By far the smoothest and fastest closing I have ever experienced. Don and whole team was responsive to every question and attention to detail was excellent. Start to finish 2 weeks.
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Bill Norris

1 year ago

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Jim Howard
Outstanding and competitive service. Quick and timely. I highly recommend them!!!
Outstanding and competitive service. Quick and timely. I highly recommend them!!!

Jim Howard

1 year ago

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shendy shaub
Don Reynolds was the best anyone could ask for to guide us through our loan process. He went above and beyond to keep us informed and answer all our ...
Don Reynolds was the best anyone could ask for to guide us through our loan process. He went above and beyond to keep us informed and answer all our questions. We would highly recommend him to anyone who is looking for an honest lender who genuinely cares about his client interests!
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shendy shaub

2 years ago

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Doug Trieste
Don and Scott were persistent, aggressive, and worked tirelessly to navigate the system and find me the best refinance rate they could - let alone the ...
Don and Scott were persistent, aggressive, and worked tirelessly to navigate the system and find me the best refinance rate they could - let alone there was - at 3.5%. That made the difference in my able to keep my home vs sell it. Incredible Lenders is dependable, knowledgeable and will work with you to get the best rate out there.
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Doug Trieste

2 years ago

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Lisa Robelen
Always professional & honest. Got us great refinancing rates .! Can't go wrong using Don!
Always professional & honest. Got us great refinancing rates .! Can't go wrong using Don!

Lisa Robelen

2 years ago

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Natasha Estephan-Pisani
Don is just the greatest. He helped us purchase our home and was so patient with all my questions and my apprehension. Even came to the closing in FL! ...
Don is just the greatest. He helped us purchase our home and was so patient with all my questions and my apprehension. Even came to the closing in FL! What a true gem of a guy!
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Natasha Estephan-Pisani

2 years ago

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Dan G
Don helped me get my home purchased in 2019 with only three percent down on my first home. During the process he helped me raise my credit score enou ...
Don helped me get my home purchased in 2019 with only three percent down on my first home. During the process he helped me raise my credit score enough to get a whole percent lower in my interest rate! Then he helped me refinance my mortgage two years later, lowering my monthly payments by almost 30 percent. He guided me through the loan process with boundless knowledge, educating me about every detail along the way. His personality and the amount he helped me improve my position in life inspired me to also get involved in the mortgage industry and I am now working with Don at Apex Mortgage Brokers to help others find there way to home ownership!
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Dan G

4 years ago

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Steven Foss
Excellent experience with Don Reynolds at Incredible Loans. Don is very knowledgeable about the mortgage industry and very responsive to questions and ...
Excellent experience with Don Reynolds at Incredible Loans. Don is very knowledgeable about the mortgage industry and very responsive to questions and feedback. If I ever have the need for another mortgage, Don Reynolds will be my first call.
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Steven Foss

8 years ago

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