Your Colorado and Florida Home Loan Specialists

Welcome to the official site of Apex Mortgage Brokers. We are a mortgage brokerage firm working with over 45 different lenders to find you the right home loan solution to fit your needs in Colorado and Florida. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

Featuring the "Conquest (Fixed Rate) Conforming Loan"
with rates between 2.5% to 2.999%
(Only a $1,055 Underwriting Fee & No Processing Charge, No Points or Origination Charge)
& 
"Conquest VA (Fixed Rate) IRRRL Loan" at 2.25% to 2.375% 
(Only a $1,055 Underwriting Fee, No Processing Charge, No Points or Origination Charge)

Here is how fast we have been closing the UWM Conquest Refinance Loans that just became available in June 2020
(Most of these loans received an appraisal waiver saving customers an average of $750, plus we don't charge a processing fee)

Looking for a Fast Approval on your Colorado or Florida home Purchase or Refinance?
(Do other lenders give you an approval this fast? How long is your current bank taking? Make the switch early in the process and avoid headaches later)

Fast Colorado & Florida purchase closings make our realtors happy.... and make your purchase offer more attractive than other offers.
(Some of our satisfied customers switched to us after waiting more than 3 months to close a loan with their local credit union and national banks)

We never want you to miss your home purchase closing date
(Why chance the home's seller not accepting a loan extension because your lender could not get the loan done in time putting your earnest money at risk)

Are you purchasing your families Colorado or Florida "Forever Home", that 2nd Home for Ski or Beach Vacations?
...Maybe you're looking for a Vacation Rental "VRBO" or "Home Away" Investment Property for a nice passive retirement income?

Just like every other lender... we offer the usual products:

• Conventional loans up to $510,400 for 2020 (2019 was $484,350)
• Conventional "High Balance" Loans (Click here for Florida & Colorado HB Conforming Limits by County) Note: FL Monroe County is $552,000
• FHA Purchase Loans for most Florida and Colorado Counties up to $331,760 for 2020 (Click Here for Florida & Colorado FHA Limits by County)
• VA Purchase Loans
• USDA "Rural Area" Purchase Loans
• Jumbo Loans

But that's where the similarity ends... we also offer unique loan products like:

• One-Time-Close Construction Loans
• Jumbo Loans up to 6 Million Dollars
• HB Conforming Loans in every County in Colorado and Florida
  
• 40 Year Fixed Loans with "Interest Only Payments" for the 1st 10 years
  
• 30 Year Fixed Loans with "Interest Only Payments" during the first 10 years
• 3/1 ARMs, 5/1 ARMs, 7/1 ARMs, and 10/1 ARM's with "IO Payments" while the rate is fixed
• Reverse Mortgage Purchase Loans...  55% Down and never pay again
  
• "Bank Statement" Home Loans using Bank Deposits for income instead of Tax Returns
  (24 Months of Bank Statements & 12 Months of Bank Statements.. even a 3 Month program) 

Refinancing? We specialize in every aspect of home financing and can help you with that, too!

Unlike the big banks... we do one thing and do it well... Home Loan Financing,
We offer a wide range of refinance options from over 45 lenders designed to best meet your needs.
Regardless of your situation, If you're looking for cash out, or just getting lower payments with better rates and terms, we can assist you.
If you are retired and don't have the retirement income to stay in your home, consider a reverse mortgage too!

We offer the following Refinancing Programs:

Contact Apex Mortgage Brokers today to discuss your mortgage loan options and find out which loan programs will best suit your needs.

Why are you waiting 60 Days to 4 Months
for the Big Banks & Credit Unions to approve your refinance?
Here are more examples of our fast refinance closings this year!

Debt Service Ratio Loans in Sarasota, FL

Welcome to the official site of Incredible Lender LLC. We are a full-service mortgage company based in Sarasota, FL. We specialize in Debt Service Ratio Loans in Sarasota. We also serve the surrounding cities in Sarasota County. Whether you are buying a home or refinancing in any of these zip codes: 34238, 34231, 34229, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

What makes Incredible Lender LLC unique is that we offer the following niche programs as well: DSCR and Double Wide.

Contact Incredible Lender LLC today to discuss your mortgage loan options, and find out which loan program will best suit your needs.